…To TradeMark Realty! We are a local Mass Real Estate company offering full-service real estate services. We work with Sellers, Buyers & Investors looking for either long-term investment properties, short-term rehabs, or independent third-party Broker Price Opinions for market valuations. We also work under contract to provide full loyalty and commitment to our clients.

We enjoy helping people achieve their goals of homeownership whether they are seeking a single family home, investment property, distressed property, or are seeking a first-time owner-occupied multi-family to achieve the long-term goal of building assets and net-worth.

For those wishing to sell or have been solicited to sell prior to listing their property on the open market, TradeMark Realty Brokerage does provide a separate service: Broker Price Opinion (BPO). We can be your independent third-party to provide you with a current BPO to determine your property’s current market value and current cash value. This service is designed to make sure you are getting a fair and honest offer without any pressure to list with us.

If you wish to contact us, please use the contact form on the Contact Us page, and let us know what day and time is best to respond.

Thank You for your visit! We look forward to hearing from you!


Toni Nicholas, MBA., Lic. R.E. Broker, TradeMark Realty. Lowell, MA

Toni Nicholas, MBA, Lic. R.E. Broker
TradeMark Realty, Lowell, MA

Our Services

We represent Sellers of Residential Homes, Multi-Families, Commercial Real Estate, and Vacant Land, and we also work with Buyers (facilitating or under contract) who are interested in property currently up for sale under the MLS Listings or known “For Sale By Owner” (FSBO) Properties.


If you are interested in any listing I may have, or if you wish to list your home, I can be reached by using the form that appears on the Contact Us page.

Current Listing:

2 Family Lowell Highlands987-989 Middlesex St. Lowell, MA 01851

Listed by: Toni Nicholas, R.E. Broker

Location: This multi-family home is located – literally – blocks from U-Mass Lowell’s South campus. It is also on the U-Mass Lowell bus route. It is convenient to the Lowell Connector to easily access Routes 3 & 495, and it is also convenient to multiple shopping areas including Drum Hill, Pheasant Lane, and points North. It is also in the Highlands, and easily accessible to the Cross Point towers.

Price: This home is listed below $400,000 – well below other two-families of similar size in this neighborhood. The price will accommodate the known repairs and can easily be rolled into the term of the loan if a buyer chooses to go with an FHA 203K rehab loan. For much more detailed information and the breakdown of repair costs, please see the Info & Resource page on this website.

Ideal Buyer: Ideally, the seller is seeking an owner occupant buyer or a long-term investor who appreciates the original character of this house. This home has remained with the same family for more than 70 years, and still retains most of its original features and charms since it was built in the early 1900’s. The pre-approved buyer who buys this home will either have a Conventional loan, cash, or will have a mortgage provider familiar with, and who offers FHA 203K rehab loans. This type of loan allows a buyer to roll rehab costs into the mortgage over the term of the loan.

Interior Features: This home has the original hardwood floors throughout, with the exception of the two kitchens. It has plaster walls, and handcrafted built-in hutches and cabinets. It also features the original antique wavy glass windows. You won’t find cheap cracked vinyl windows with broken seals here! These beautiful windows can easily be insulated for heating and cooling efficiency, and you can find more information on window upgrades on that same Info & Resource page mentioned earlier.

This is a large two-family six-bedroom home with two baths that have been updated. Both units feature water saver toilets. Moen water saver faucets have been installed in the bathroom on the first floor with the new sink, acrylic tub, and wall surround.

Additional Space: There is additional space in the attic for multiple expansion possibilities! This space is large enough for 4 extra bedrooms and 2 extra bathrooms with interior access from both 1st floor and 2nd floor. This possibility would result in an additional 2 bedrooms and an extra bath for each unit making each a 5 bedroom 2 bath apartment. Another alternative would be to create two Master Bedroom Suites – one for each unit as the attic is easily accessed by both units. A third possibility would be to create an “in-law” apartment or a third apartment (contingent on City approval) as it does have two entrances with interior access to both the front and side back porches. The third floor is a buyer’s clean slate! The possibility of additional bedrooms and baths for each unit or a third apartment would result in even more income for an owner-occupied home or investment opportunity. Please see the Breakdown Sheet with hypothetical examples of cash flow via the Dropbox file link that appears below.

This home also features new Pex plumbing and PVC drain system, insulated basement windows, two newer water heaters, newer tubs and wall surrounds, water saver toilets, and newer bath fixtures. This home has separate gas and electric meters, separate basement storage with interior access to both units, and currently, separate attic storage areas as well.

Laundry: Each unit also has laundry hookups in the pantry. These can easily be relocated to a common area in the basement (accessible to each unit separately) for additional coin-op income.

Parking: There is ample parking for up to 4 cars (to include sub-compacts on the left-hand side). The driveway can be expanded by removing the white fences along the right-hand side of the property going toward the backyard and the middle chain link fence that separates the backyard from the side yard.

Backyard & Fencing: This property is fenced all around with either Vinyl or chain-link fencing. There is chain link on the right-hand side of the backyard, a concrete retaining wall on the left-hand side, and chain link along the back. The chain link fencing on the side and back have a wooden stockade fence attached to it. This land is “Registered” and it actually goes back (approximately) another 3.5 feet further than the location of the chain link fence to the point of the four corners.

Currently, Owner Occupied: Please know that this property is occupied. It is available for a walk-through showing appointment only with a 24 Hr. notice for those who are pre-approved buyers or cash buyers with proof of funds. Please use the contact form on the Contact Us page.

Open House Info: If there is an Open House planned for this property, it will be shared via the MLS system. Open House will be limited to the 2nd floor only. Pre-approved serious buyers can schedule a showing appointment for the entire house, from the attic to the basement, at a later time.

Additional Info: There is also a delayed entry for the 1st floor only as the owner is moving out of state and will need two to three weeks after closing to deliver and pack the Pods. The 2nd Floor is vacant but is currently being used to sort, etc. Please inquire if you have any questions. For more info on this property, you can check out the Info and Resources page. To download and print the listing sheet and to view pictures, please click the following link from our online DropBox file:

987-989 Middlesex St. Lowell, MA – Listing Sheet & Pictures

This property is currently listed on MLS. To view more pictures or to find out any information about an Open House for this property, you may visit the MLS Featured Listing Page. This link should provide the latest information for an Open House, or you may also check back here on this site if the MLS may be limiting feeds and/or information fed through to other various sites.

Status Update: Open House will be held on Sunday, April 22nd, on the 2nd Floor only from 1:00-3:00 PM.  If you are pre-approved and you wish to see the whole house, you will have to schedule a showing appointment. Thank you. 

Investment & Rental Information: 

Income Info: Rents for 3 bedroom apartments are currently ranging $1,500 to $1,800 per month. For a 5 bedroom apartment, rents are up to $2,300 per month in this area. For the breakdown sheet showing monthly and annual cash flow, using the $1,500 figure, please use the Dropbox file link above.

Note To Buyers:

If you are seeking to buy this or any other home, and you wish to work with me, please know that I only meet and work with pre-approved buyers or those who may have proof of funds for cash buyers submitted prior to our meeting. In order to be pre-approved, you will need to speak with a mortgage broker or loan representative at your local bank.

For Mortgage Seekers:

In order to be pre-approved, you will need to meet with a mortgage broker first who will go over all of your assets, your expenses, and determine whether you are able to afford a home of your own, and what products and mortgages you may be able to obtain. If you need a good mortgage broker, I can refer you to some who are local and have a variety of products, or you may look up local mortgage brokers listed in your local directory.

For Cash Buyers:

If you are a cash buyer, you may submit your proof of funds to me via e-mail after you have made initial contact by using the Contact Us form.

For Either – Please Use The Contact Form:

Please contact me using the form on the Contact Page. This way, I will have your correct email address, rather than a hard to hear or garbled voice mail message, and I will reply accordingly. You can then provide me with your pre-approval or your proof of funds along with your requested showing appointment day and time.

A Note For Sellers:

If you are thinking of selling your home or property, and you wish to meet with me to discuss your Listing, or if you are seeking an independent third-party Broker Price Opinion (BPO) to determine current market value – especially if you may sell to a cash buyer investor – please use the form on the Contact Page. There is a charge for independent BPO services which would be credited toward Listing and Closing fees should you list with TradeMark Realty. Please also leave the best day and time to call back at your convenience. Thank you!


Our Email was down approx. April 15th – April 20th, but now it’s back up and running!  🙂  Please use the Contact Us Form, and your message will go through. We apologize for the inconvenience!


About TMR & Toni Nicholas

I’m Toni Nicholas, the Broker/Owner of TradeMark Realty.

I was born and raised in Lowell, MA, where I currently reside. I am a Licensed Real Estate Broker and my brokerage, TradeMark Realty, is also based in Lowell, MA. My Broker License number is #009502868 which can be verified on the State.gov website. I have worked for area real estate companies, as a Licensed R. E. Agent, prior to obtaining my Real Estate Broker License more than twelve years ago.

I help both buyers and sellers with either residential or commercial real estate. My brokerage and short-sale company have also worked with numerous owners experiencing financial distress. TradeMark Realty has listed, sold and closed pre-foreclosure properties while Home Owner Solutions negotiated with the mortgaging banks. Many of these short sales were done prior to and during the economic downturn, and we helped a number of homeowners avoid foreclosure.

I’m also a lifelong student of Business, Strategic Management, in particular, and I hold an MBA degree along with a Graduate level Marketing Certificate. I have a wide variety of sales, customer service, and financial services experience in a variety of industries including both private and Government.

On another note, I am the founder of the Nicholas Fund for the Prevention of Domestic Violence, a fund held by the Greater Lowell Community Foundation.

Other interests include:

Internet & Affiliate Marketing, Blogging, Mentoring, and working out at the gym.

More on The Nicholas Fund:

For more information about the Nicholas Fund, please visit The Greater Lowell Community Foundation at www.GLCfoundation.org.

If you wish to donate to the Nicholas Fund, please contact the Foundation directly. Thank you!


My mother, Penelope Nicholas, is now a published author! Check out some of her books:

“Antonios: An American Immigrant I remember” – a book about my grandfather who emigrated from Cyprus to Lowell, MA, and now available on Kindle over at Amazon.com.

“Cha-Ching: A Medical Nightmare,” – a book about trusting doctors – now available on Kindle over at Amazon.com.