About

Toni is a Massachusetts Licensed R.E. Broker & Licensed Insurance Agent / Consultant. We can help you protect your home.

About TMR & Toni Nicholas

I’m Toni Nicholas, the Broker/Owner of TradeMark Realty.

I was born and raised in Lowell, MA, where I currently reside, and I hold two Massachusetts Professional Licenses.

Real Estate: I am a Licensed Real Estate Broker and my brokerage, TradeMark Realty, is also based in Lowell, MA. My Broker License number is #009502868 which can be verified on the State.gov website. I have worked for area real estate companies, as a Licensed R. E. Agent, prior to obtaining my Real Estate Broker License more than twelve years ago.

I help both buyers and sellers with either residential or commercial real estate. My brokerage and short-sale company have also worked with numerous owners experiencing financial distress. TradeMark Realty has listed, sold and closed pre-foreclosure properties while Home Owner Solutions negotiated with the mortgaging banks. Many of these short sales were done prior to and during the economic downturn, and we helped a number of homeowners avoid foreclosure.

Insurance Field Underwriter/Consultant: I am also a Licensed Insurance Field Underwriter / Consultant. My Massachusetts License number is #2060730, and my National Producer number is # 16777046.

I help homeowners protect their newly acquired home and other investments with Mortgage Protection Insurance. As an Independent Agent, I have access to multiple products with various carriers. These products help protect homeowners if and when unexpected and/or tragic events occur. Some of these unexpected events include death, sickness, disability and even temporary unemployment.  These products provide both the peace of mind and the financial means necessary to either pay off a mortgage entirely, partially or to continue to make mortgage payments that will help homeowners retain their equity and avoid foreclosure while recuperating.

In short, I understand that purchasing a home is one of your biggest investments. I, personally, know what it’s like to save up for a down-payment on a home of your very own, and to achieve homeownership. I also know what’s it’s like to be faced with some hard choices which may result in losing your home. I’ve seen, first-hand, what an economic downturn or unexpected health issues can do to people – to families. I’ve worked with homeowners who, through no fault of their own, were faced with foreclosure due to economic downturns, critical illness, and disability. This is why I believe in the insurance products and services that I now offer. I can help you protect your home.

I’m also a lifelong student of Business, Strategic Management, in particular, and I hold an MBA degree along with a Graduate level Marketing Certificate. I have a wide variety of sales, customer service, and financial services experience in a variety of industries including both private and Government.

On another note, I am the founder of the Nicholas Fund for the Prevention of Domestic Violence, a fund held by the Greater Lowell Community Foundation.

Other interests include:

Internet & Affiliate Marketing, Blogging, Mentoring, and working out at the gym.


More on The Nicholas Fund:

For more information about the Nicholas Fund, please visit The Greater Lowell Community Foundation at www.GLCfoundation.org.

If you wish to donate to the Nicholas Fund, please contact the Foundation directly. Thank you!


Announcement

My mother, Penelope Nicholas, is now a published author! Check out some of her books:

“Antonios: An American Immigrant I remember” – a book about my grandfather who emigrated from Cyprus to Lowell, MA, and now available on Kindle over at Amazon.com.


“Cha-Ching: A Medical Nightmare,” – a book about trusting doctors – now available on Kindle over at Amazon.com.